US INDIVIDUAL TAX SERVICES
Expert Form 1040 tax preparation for US residents, self-employed individuals, freelancers and investors — accurate individual tax return filing with maximum deductions, on time, every year. Your dedicated personal income tax preparer, available year-round.
Form 1040 is the standard US federal income tax return form filed by individual taxpayers with the Internal Revenue Service (IRS). It reports income from all sources — wages, self-employment, investments, rental properties, retirement distributions and more — and calculates the tax owed or refund due for the tax year.
Most US residents who earn above the filing threshold are required to file a Form 1040 annually. Our 1040 tax filing services ensure your return is accurately prepared, fully maximises your eligible deductions and credits, and is filed on time — whether you are a W-2 employee, a self-employed professional, a real estate investor or an NRI with US income.
Key deadlines: April 15 — standard filing deadline. October 15 — extended deadline (Form 4868 extension request must be filed by April 15). Penalties apply for late filing and late payment — file on time, even if you cannot pay in full.
Our individual tax return filing US services cover every taxpayer situation:
Salaried employees with one or more employers — including those with RSU/stock option income, multiple states, itemised deductions or significant investment income requiring Schedule D.
1099-NEC income earners, gig workers, consultants and freelancers — including Schedule C profit/loss, self-employment tax calculation and home office deduction.
Rental property owners with Schedule E income, depreciation deductions, passive activity loss rules, 1031 exchange reporting and qualified business income (QBI) deductions.
Taxpayers with capital gains, dividend income, stock options, crypto transactions and Schedule D reporting — including wash sale rules, AMT exposure and NIIT calculations.
Non-resident Indians with US-source income (W-2, 1099, rental, dividends) — including Form 1040-NR preparation, treaty benefits and ITIN applications.
Individuals with Social Security income, IRA/401(k) distributions, pension income and required minimum distributions (RMDs) — minimising tax on retirement income.
Our Form 1040 tax preparation service covers all major schedules and situations:
Our personal income tax preparer team reviews every eligible deduction and credit — so you never overpay:
Analysing whether standard deduction ($14,600 single / $29,200 MFJ for 2024) or itemised deductions deliver a lower tax bill — and optimising accordingly.
Up to $2,000 per qualifying child under 17 — including the refundable Additional Child Tax Credit (ACTC) for lower-income taxpayers.
Refundable credit for lower-to-moderate income earners — up to $7,830 for 2024 depending on income and number of qualifying children.
Traditional IRA deductions, SEP-IRA contributions for self-employed, and 401(k) salary deferral — reducing taxable income dollar-for-dollar.
Up to $2,500 deduction for student loan interest paid — available above-the-line, regardless of whether you itemise.
Up to 20% deduction on qualified business income for eligible self-employed individuals and pass-through business owners — one of the most valuable deductions in the tax code.
We send you a personalised tax document checklist — W-2s, 1099s, investment statements, mortgage interest, charitable receipts — so nothing is missed and you gather everything once.
Our personal income tax preparer team prepares your Form 1040 and all applicable schedules — reviewing every line for accuracy, maximising deductions and running tax liability calculations.
We share a draft return with a clear summary — tax owed or refund due, key deductions taken, any questions — and address any changes before final sign-off.
We e-file your return with the IRS and any required state returns — and provide IRS acceptance confirmation, typically within 24–48 hours of filing.
We remain available after filing for any IRS notices, amendment needs (Form 1040-X) or tax planning questions — not just a once-a-year service.
AAPT & Associates brings together US tax specialists and ICAI-qualified accountants to deliver 1040 tax filing services that are accurate, maximally beneficial and deadline-compliant. We are particularly well-suited for taxpayers with complex situations — self-employment income, rental properties, investment portfolios, foreign income or NRI/dual-status returns — where a generic tax software tool leaves deductions on the table. Our individual tax return filing US clients receive a dedicated preparer who reviews their prior year return, asks the right questions and builds a complete picture before preparing the return.
US citizens and residents who earn income above the IRS filing threshold must file Form 1040. For 2024 (tax year), the threshold is $14,600 for single filers and $29,200 for married filing jointly. Even below these thresholds, filing may be beneficial to claim refundable credits. Our 1040 tax filing services cover all filing statuses and income levels.
The standard deadline for individual tax return filing US is April 15. An automatic 6-month extension to October 15 is available by filing Form 4868 by April 15 — but this extends the filing deadline only, not the payment deadline. Any tax owed is still due April 15, with interest and penalties accruing on unpaid amounts after that date.
Yes — self-employed returns are one of our most common engagements. Our personal income tax preparer team handles Schedule C business income, self-employment tax (Schedule SE), home office deductions, vehicle expenses, business meals, retirement contributions (SEP-IRA) and the Qualified Business Income (QBI) deduction — ensuring you pay only what you legally owe.
Yes. Our Form 1040 tax preparation covers Schedule D capital gains, Form 8949 transaction reporting (stocks, ETFs, mutual funds, cryptocurrency), wash sale rule adjustments, AMT exposure analysis and Net Investment Income Tax (NIIT) calculations — for investors with complex portfolios.
Yes. We prepare Form 1040-NR for non-resident aliens with US-source income, apply available tax treaty benefits (including the India-US tax treaty), handle ITIN applications for individuals without SSNs, and prepare dual-status returns for individuals who changed residency status during the tax year.
Late filing is common and fully resolvable. Our individual tax return filing US team prepares prior year returns (the IRS accepts returns up to 3 years back for refund claims), calculates penalties and interest owed, and in some cases applies for first-time penalty abatement — reducing the cost of catching up.
Share your documents, we handle the rest — accurate return, maximum refund, filed on time. Talk to our tax team today.
